Eric C. Tolmie Financial Services LLC
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Prescription Drug Plans

Prescription costs too high? Speak with a qualified expert from our agency on Part D Prescription Plans today.​

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What is a Medicare Part D Prescription Plan?

These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

What do drug plans cover?

Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.

A drug in a lower tier will generally cost you less than a drug in a higher tier. In some cases, if your drug is on a higher tier and your prescriber thinks you need that drug instead of a similar drug on a lower tier, you or your prescriber can ask your plan for an exception to get a lower copayment.

A Medicare drug plan can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:

Provide written notice to you at least 60 days prior to the date the change becomes effective.
At the time you request a refill, provide written notice of the change and a 60-day supply of the drug under the same plan rules as before the change.

Contact us to learn more about the right Medicare Part D Prescription Plan for you.
(518) 438-2008​
Stuyvesant Plaza, 2nd Floor
2 Executive Park Drive
Albany, NY  12203​
Click Here to Email Us
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Eric C. Tolmie Financial Services LLC
Stuyvesant Plaza, Second Floor
2 Executive Park Drive
Albany, NY  12203
(518) 438-2008​
Click Here to Email Us

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  • Home
  • Medicare
    • Medicare Overview
    • Medicare Part A Fact Sheet
    • Medicare Part B Fact Sheet
    • Medicare Part C Fact Sheet
    • Medicare Part D Fact Sheet
    • Medigap Fact Sheet
    • Preparing for Medicare Enrollment
    • Enrolling in Medicare
    • Medicare Links
  • Insurance
    • Medicare Supplement Coverage
    • Medicare Advantage Plans
    • Prescription Drug Plans
    • Dental Insurance
    • Vision Insurance
  • Quotes
    • Medicare Supplement Coverage Quote
    • Medicare Advantage Plan Quote
    • Prescription Drug Plan Quote
    • Dental Insurance Quote
    • Vision Insurance Quote
  • Consultation
  • About
    • Staff Directory
    • Refer a Friend
    • Insurance Carriers
    • Online Documents
    • News
  • Contact